rv insurance

rv insurance questions and answers

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Q: rv insurance?
I BOUGHT A NEW RV - DO YOU RECOMMEND AN INSURANCE COMPANY THAT IS AFFORDABLE? (AT LEAST MORE THATN GEICO!!!! - WHO DO YOU USE?

A: You might try GMAC thru Good Sam. We have combined coverage on our motorhome and tow car for about $1,500 a year (Texas)

Q: How much would insurance be on a Toyota Dolphin motorhome rv ?
1990 toyota dolphin rv needing insurance does anyone know a ballpark estimate on how much to insure ? thanks!!

A: It depends on your age, gender, location, and insurance history. If you have insurance for your vehicles get a quote for the motor home through the same agency. The premium for a motor home is actually fairly cheap if you've been continuously insured with no lapses, have a clean driving record and have other policies in force with the same insurance company. Can't give you a figure without more information, sorry

Q: About how much is RV insurance?
I live in Illinois and was wondering how much rv insurance is. Can't I get it just for the summer?

A: Fairly expensive, and yes, you can pay for 6 months then cancel, or better yet, get a storage clause set up, so that there is some protection while it sits. Good luck.

Q: I need RV insurance! Who is the best RV insurance company out there?
I need RV insurance and currently live in California. Who provides the best priced RV insurance with good customer service?

A: Do a search on this site: http://www.playsfetch.net/msc/mysurance.html I got a good deal for my RV through Geico but it was only after I did the search on that site, rather than their main page...

Q: RV insurance and mpg question?
Wat is the average cost of RV insurance and the average motor RV mpg in gas or diesel. You can provide a website as long s it doesn't require me to put in phone numbers, emails or social security.

A: there are many prices for rv insurance...i own a 2005 42 ft beaver.... diesel with 3 slides....i pay 5,500 a year for full coverage.....but considering what repair costs are..... that's a bargain...when i was in texas last year the wind blew my electric awning off the coach and that alone costs 10,000 dollars to replace...my coach gets 6 to 8 mpg at 75 mph, and 8 to 9 mpg at 68 mph...we had a gas coach that averaged about7 or 8 mpg at 65, but gas coaches are lacking the torque that a diesel has.....diesels are much better overall but diesel fuel is expensive.. so its a trade off..if you are a part timer...most full timers that we know have diesel platforms

Q: how much does cost insurance for rv tipe "c" on california ?
I have a new idea to buy a rv but I don't know anything about it I like to know about someone who can give me an idea how much is the insurance for a rv

A: Call your car insurance agent and ask.

Q: if you have an rv and its in a trailerpark, do you have to carry insurance?
a couple of months ago i bought an rv to live in. i have it hooked up so its not being driven. so my question is , in order to keep my registration from being revoked must i file a non-op or whats the deal? I live in ca. all of the fees have been paid and rv is currently registered

A: autoinsurance.noneto.com - try this one. I have their car insurance and, as I know, they can provide such a service.

Q: HOW CAN I BUY BASIC INSURANCE ON A SCHOOL BUS THAT i MADE INTO A RV?
Have a 1990 school bus that I made into a RV which I have tagged and title it into a motor coach but I need insurance on but can't get it insured without buying commercal insurance so for and I know some one out can insure it as a RV. Please help

A: call the insurance guy/gal and say i have an RV its a 1990 blue bird.

Q: How much does RV/motorhome insurance cost?
I'm interested in buying a used (1994 or 5) Fleetwood, Bounder/Allegro/Winnebago RV. I'm looking at something that sleeps 6 or more people -- the very large, bus-looking vehicles. What will the insurance on something like this cost? I'm in Mississippi. Are there any other significant upkeep costs that one might not realize when purchasing their first RV? Mississippi, USA w/ good driving history. Husband and I each have 2 speeding tickets and that's it. Thanks to all. So, as it turns out, my own current insurance company (for my suv), Progressive, quote RVs right on their website. It will cost less to insure a '94 RV than my '99 Expedition, about $1200-$1400/year for very reasonable coverage. That's for 30-150 days of usage throughout the year.

A: Help yourself - you can check your quotes in internet, for example here - car-insurance.22web.net

Q: when buying rv insurance,what is better.replacement value or agreed value?


A: If depends on the company - if they state replacement value is where you get a new one when something happens to the old one, then that's better.

Q: I've got a '74 Dodge Avco RV, how much would it cost for insurance?
It's 28 footer. And maybe if you knew how much it would cost for tires and even a lube and tune, i would appreciate it!

A: The 16 1/5 " tires are $75 + per tire .The insurance will run about $350 a year , but if you only use it in the summer , you can cancel it for the rest of the year to save money .

Q: Insurance Coverage for RV?
What is typical coverage amounts for a used Class A RV valued at $20,000? ie., Full-coverage? Collision, Comprehensive, Liability?

A: Well, there isn't a typical. If there's a loan on it, you'll need the collision & comprehensive. If it's registered, you'll need the liability. Some people just park these on a lot in a campground, and don't insure them at all.

Q: We bought an RV this past year, it got wrecked shortly after. Can we claim it as a loss?
Okay we bought an RV, due to a manufacturer problem it wrecked while taking vacation. We had already made 5 payments on it at the time. The insurance company paid it off but our question is can claim it at a loss? Thanks in advance for your answers. The insurance company paid off the balance but we did not get reimbursed for the first 5 payments. We only had it 5 months when a manufacturer error caused it to crash. Luckily we did not hurt. What is AGI?

A: Only uninsured casualty losses can be claimed. Since the insurance company paid the claim only your deductible would be eligible. Due to the way that casualty loss deductions are calculated it's highly unlikely you'd have anything to claim. If the amount of your deductible, less $100, less 10% of your AGI is still a positive number, THAT is what you can deduct.

Q: Do Insurance companies have satellites w/ Tornado Control to steer them towards RV and Trailor parks?


A: No my wife is an adjuster and she would never invite six months of claims settlements everytime one hits. P.S. learn to spell

Q: We damaged the A/C & a bit of the roof of our rental RV by going under a bridge( don't ask!)?
I believe the RV rental insurance does not cover it. Has anyone dealt with this problem before. Any idea how much it can cost?

A: For your sake, I hope it does cover it. Insurance companies have a habit of high rates and little help with coverage. They may say that it is your fault for not knowing the bridge height and RV height. This will not be a cheap fix, depending on how much of the roof they need to replace.