online car insurance
online car insurance questions and answers
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Q: What is the cheapest online car insurance for an 18 yr old male?
My stepson needs to get some online insurance today............dont have alot of time to research. What would you say is the cheapest car insurance available on line........monthly payments?
Thank you Misty flip. Agent Denim......that was my original suggestion to him. We will get him on our insurance!
And Ricknows.........Im just asking what he wanted to know. It's not laziness.........I assure you! So don't get so snitty!
A: I'm going to give you advice against your specific request, but only because I've seen what "the cheapest insurance" will do to your stepson and anyone involved in an accident he may get into.
I'm going to recommend you either place him on the same insurance you are on, because you will get a multicar or multi-driver discount, and because you ideally have a good history with your insurer so they will treat your stepson a bit better.
The cheapo companies will drop him the instant a bug hits the windshield and will guarantee a protracted legal battle if he gets into an accident if he ever wants to see his money or his car again.
I've been with State Farm for 13 years, and I've been through several accidents on both sides of the bender. They're pricier, but they've always treated me very well. The right company makes all the difference.....
Good luck.
PS.. He may get additional discounts on insurance with any carrier if he takes a driver's ed class, and if he gets good grades in school.
Q: Can any body tell me what is the lowest online car insurance company?
i have an old car and sometimes i use it but i think i pay too much to insure it $55 a month and it is just liablity insurance and i am looking for an online insurance company that can give me a very low rate
A: www.esurance.com.. www.thegeneral.com
Q: Should online car insurance companies be avoided?
Should online car insurance companies (GEICO, Progressive, Esurance, etc.) be avoided? Why or why not?
A: No,there is convenience of being able to view your coverage, policy, order i.d. cards, file claims, and make changes to your policy 24 hours a day. The only downside I have seen is due to the actual consumer NOT paying attention to the e-mails that require one to review/sign and return the documents to finalize the binding of the policy.
Any online insurance carrier however, when in doubt of their stability or credibility, should check them out through the Department of Insurance prior to purchasing anything though.
Q: Is there a way I can purchase car insurance online?
I would like to purchase car insurance totally online so I can go out and drive my car today. Who could I go to for reasonable insurance?
A: I go through Geico. They have decent rates and you can always change it later if you find a better deal.
Q: What is the cheapest online car insurance in the market today?
A: Depends on a number of things for e.g some companies reward drivers with a cheaper quote if you are claim free for 4 years, others if your'e over 50 basically if they think theres less chance of you claiming its cheaper, whilst if you are a teenager driving a sports car you will pay a small fortune so it depends on different factors I suggest you try an internet comparison site to get a guide of whats good for you, once you find a good deal remember to check it every year as insurersseem to expect most people to just renew rather than searching again.
Q: What is the best, cheapest, online car insurance on the internet?
For FULL COVERAGE
California, Mercedes c230, Age 25
A: When you're talking about insurance, best + cheapest and best + online don't go together. You want the best coverage you can afford, not the cheapest you can find. You'll know the difference when you get in an accident and need the coverage you've been paying for.
Q: What resources can I use to find people wanting to lower their car insurance online?
I want to help people save money on their auto and home insurance in the United States.
A: First idea - DON'T SPAM folks trying to get answers!
Pay for your advertisements like Warren Buffett does!
Q: Has anyone purchased car insurance online?
I want to purchase geico online but would like some input on any experiences with online auto insurance policies?
A: My son purchased his insurance on-line through an insurance broker. He was placed with an excellent carrier, great service, friendly, knowledgeable people, Very reasonable premium.
Before you go with Geico, do a little more shopping around. You can easily beat their rates at other companies. Try "www.esurance.com" and "insweb.com" for starters.
Q: what is the cheapest online car insurance?
im 20 years old and live in beckley west virginia and the cheapest i can find is 216 is there any cheaper
A: See this
http://best-american-insurers-free-comparison.servicesarticles.com take the quote, they'll come back with prices from different insurers in your area. It's very quick and free of charge.
But to find a cheap price you should get several quotes, do some legwork till something really cheap will come along.
Here's more from my bookmarks
http://car-insurance.moneysavecenter.com/100.php
http://cars.guidearticles.com/InsuranceComparison.html
If you buy an oldish Corolla, they are cheap to insure and fair on gas, get liability only and that's the cheapest type of cover you may get.
But get several quotes, try them all, they are free so find the cheapest one, it's out there.
Q: are online car insurance companies trustworthy/reliable?
i am looking at purchasing car insurance over the internet (belair direct or a company like such)
are the reliable, or is it a scam?
if i get into an accident does it cover me the same as a real insurance company?
and do you have any suggestions, as too which one might be better? or more reliable?
A: There are reputable insurance companies that will be cheaper to join via the web because it involves no work on their part.
You do your own joining. You could walk into a State farm office and it'll be one price or you could join State farm via a comparison site such as
http://4ym8.com/CompareInsurance.html and it'll be cheaper as they'll have no human to pay to get your business.
However on the internet it's just as easy to join an insurance company that simply doesn't exist and when you realize of the rip off, you blame the net.
Well, don't blame the net, make sure you get insurance from a reputable company, one that you know has been coming through for years, be it from their office or from the net, as metioned, check with your state's insurance department to see if they are licensed to do business then go for the cheapest. period.
Q: What are the best Car Insurance Websites online?
There are tons of car insurance websites, how do I know which will give me the lowest insurance?
A: There isn't ONE BEST website online for car insurance. There are quite a few of them.
Recently when I was looking for car insurance I found this site:
http://www.1carinsurance.org
They told me which providers were offering insurance in my state. It was great.
I also tried:
http://www.progressive.com
http://www.geico.com
but I got the cheapest insurance from the first site.
Q: Is there diffrence between getting car insurance online and using the phone?
Im 19 and i cant find right car isurance
whenever i search using all these online comparison sites i get around £2000 quotes, but i hear of people younger than me getting quotes like £950 with no NCD
I just dont get it
can anyone help me
i passed my test 5months ago
no NCB
A: Try Admiral. They are quite cheap. Also, Tesco are quite cheap. My first one was 500 quid, although that was when i was 25, so your age probably is whats putting the price up.
Q: Online car insurance quote?
My husband and I are looking for ways to cut back spending. We wanted to look for better car insurance rates so we looked online and got a quote that was considerably less (about 700.00 less a year) with the same deductibles and options we already have. My question is ... has anyone done this and had good luck with it? And does this "to good to be true" rate increase after they real you in? And what is a good company to go with?
A: Be careful because sometimes these low rates don't last long. Typically, they raise them considerably after you sign up
Q: should online car insurance take 15 days to process?
the place I'm looking at told me they need 15 days to process the insurance, is that normal. This is my first time being insured
A: it's up to them how long it takes to process; especially if you're a new driver.
What is most likely the case is they need to review everything with a tenured underwriter (this always adds processing time because companies, especially the on line/call center type, employ a lot of newly certified underwriters and hire few experienced underwriters. This cuts down on the cost) before they can bind on the insurance.
To answer your question, it's not "normal" because your situation isn't normal, most people getting insurance have gone through it before. But it's not out of the ordinary.
Q: Can I make a payment online for my car insurance?
Making a payment on my car insurance before it is cancelled.
A: My bank (Citibank) allows me to pay just about any company and any individual via my on line banking system. Depending on your insurance company you may be able to do it on their website, although it usually takes a few (business) days to process either via your own bank account or directly on their website.
In most cases, for a quicker credit, you can also call the insurance company and pay over the phone using a bank ATM/debit card, but be aware that by paying over the phone you may have to pay extra processing charges (usually only a couple of dollars). You can also contact the insurance agency to let them know you have made payment on line and it should process in a day or so...they will usually be able to make a note on your account although you may be without insurance for the day(s) between when you made payment and when the payment is processed.