automobile insurance quote
automobile insurance quote questions and answers
Looking for information on New Jersey Auto Insurance Check out LemonFree Cars.
Q: Automobile insurance sites?
Hey, I've been trying to find a website that gives out free automobile insurance quotes. I found a ton, but they all ask for personal information like telephone numbers and addresses. Are there any sites that will just give you what you're looking for: a fast insurance quote without having to give out all your personal info?
A: So far there isn't any sites that don't ask for personal information. They claim that it will help "lower" the quote if you give it all. Even when you call the companies, they ask for personal information. Allstate even asked for my ssn when i called claiming that it does some sort of bg check.
Q: Does it hurt my credit every time I request a quote?
I want to check different quotes for automobile financing and insurances, if I request quotes from several different places (to shop around) does it hurt my credit each time I do?
A: If you have several inquiries within a short period of time when auto or mortgage shopping FICO counts it as 1 inquiry instead of multiple
Q: 21st century automobile insurance. Any feedback???
Have been a GEICO custmer for over 7 years, but their rates have gone up. 21st has quoted me a good rate. Are they worth it?????
A: I have used Geico and 21st C for the last 20 years (mostly Geico). I switched to 21st C for the same reason, they offered a better rate. They have a very good rating on claims payments (as does Geico). We had an accident on our policy with 21st C and (of course) the rates went up. Geico had slightly lower rates for the same coverage at that time so we switched back. I suggest going with the lower rates and shop again every year or so just to make sure you're getting a decent deal. You can go to Consumers Reports and get a comparative list on claims complaints, etc of all the major insurance companies. Last time I checked, Geico was near the top and 21st C not far below.
Q: Estimated Quote for insurance?
Can you please give me an estimate of how much the following would cost. I live in Ohio.
$500,000 General Liability, General Aggregate
$500,000 General Liability, each occurance
$350,000 Automobile Liability combined single limit OR
$100,000 Automobile Liability, bodily injury per person AND
$300,000 Automobile Liability, bodily injury per accident AND
$ 50,000 Automobile Liability, property damage
I am purchasing it for one business and the automobile will be operated by two employees.
A: 19.99.. but wait! if you order now, we will throw in " how to plan your funeral" for free!!! thats right, FREE! a 49.99 value, only reedemable with a coupon and 20 pats on your head while you do jumpin jacks... naked
Q: Does everyone agree that there should be a Bill passed in regards?
of individual privacy rights to individuals, so that whenever they phone a insurance corporation in regards of automobile insurance that individuals should not have to give out their social security number in regards of only an insurance quote over the phone whether or not they are going to purchase insurance from that particular insurance company or not?????????????///
A: There are laws to this effect, at both the state and federal level.
They are just incomplete, and many contain loopholes.
In fact, federal law prohibits companies from requiring the use of the Social Security number for any purpose other than relating to income taxation or federal benefits.
But nothing compels companies to do business with you either. So, if you refuse to voluntarily disclose your SSN, a private company can refuse to do business with you. That's one of the loopholes.
Q: California Low Cost Insurance it is new produce just added help low income more info please call 408-207-5656?
Bell Agency General Insurance
Lic # 0F92872 Marry Bell
Dear Sir or Madam!
Do you have Health or Life insurance for your employees? Or are you happy with current company? would you like to find out about Our Special produces? Please call Us at any time.
We are independent Agency, which is we have many different insurance company available for your choices.
Specialist Life & Health Insurance: (Group & Family)
Kaiser, Health-net, Blue Cross, Blue Shield, United Health Care, AIG, WRL.
Also we do have Public Auto Commercial State of California Risk Assigned Plan.(If you have been turn down in the last six Months).
Taxis, Tour Buses, Van Pools, Day Care, Social Service, School Buses, Church Buses, Shuttle Buses, Limousines, Ambulances, Driver Training, Fire Dept, Agencies. Trucks over GVW.
We have California low cost automobile for your employees:
California Automobile Low Cost $286/ Year Liability only, Special new Produce most Agency don’t have.
Please call for quick Quote and an Appointment Mon-Sat 10-7
We are looking forward to hearing from you;
Sincerely;
Marry Bell
621 Tully RD Suite A-207 (2ND Floor)
San Jose, CA 95111
Marry Bell: 408-207-5656
LoveHouses@yahoo.com
www.WeHelpUSale.com
A: Life insurance is actually very flexible. Since I live in Virginia I'm not sure about California regulations, so I recommend you contact a local life insurance agent. http://www.usinsuranceadvisor.com/Life-Insurance.html. They will be able to help you.
Q: May I please get some educated help?
If you have earned income, which of the following retirement devices must you contribute to, by law?
A. Pension plan
B. IRA
C. Social security (FICA)
D. Vesting plan
2. Car insurance that pays for your injuries when you're in an accident in your car is _______.
A. comprehensive
B. liability
C. medical
D. collision
3. Jane Marko buys a car for $11,400.00. In three years, the car depreciates 48% in value. How much is the car worth in three years?
A. $3,800.00
B. $4,788.00
C. $5,472.00
D. $5,928.00
4. Which of the following devices imparts ownership in a corporation?
A. Stock
B. Bond
C. Savings account
D. U.S. Treasury Bill
5. Ray Cupple bought a basic car costing $10,150.00, with options costing $738.00. There is a 6% sales tax in his state and a combined $50.00 license and registration fee. What was Ray's total cost?
A. $10,938.00
B. $11,541.28
C. $11,547.00
D. $11,591.28
6. The Hamilton Brush Company issued 2,500 shares of common stock worth $100,000.00 total. What is the par value of each share?
A. $25.00
B. $40.00
C. $400.00
D. $250.00
7. Which of the following is intended primarily to enhance a person's tax advantage and retirement income?
A. U.S. Savings Bond
B. Growth fund
C. Money market fund
D. IRA
8. A share of stock in the Bree Medical Supply Company is quoted at 35 1/4 . Suppose you hold 20 shares of that stock, which you bought at 31 1/2. If you sold your stock at 35 1/4, which of the following would be true?
A. You made a profit of $75.00.
B. You suffered a loss of $75.00.
C. You made a profit of $705.00.
D. You suffered a loss of $630.00.
9. What is the first step that a smart new-car buyer should take before talking to salespersons and putting a deposit on a car?
A. Shop around for a car loan.
B. Obtain car insurance.
C. Study the car market.
D. Test-drive the car.
10. Jane has a checkbook balance of $68.00. She then writes two checks, one for $5.00 and one for $62.50. She also deposits $75.00. She then uses her calculator to determine her new balance. Which of the following is the correct series of keys she should press?
A. 6 8 + 7 5 - 5 - 6 2 . 5 0
B. ON/C 6 8 - 5 - 6 2 . 5 0 + 7 5 =
C. 6 8 + 7 5 - 6 2 5 0 - 5 =
D. ON/C 6 8 + 7 5 = 5 = 6 2 . 5 0
11. The Emerson First National Bank is lending you money to buy a new car. The loan agreement will probably state that you must carry _______ insurance.
A. liability
B. collision
C. no-fault
D. medical
12. On which of the following types of policies is it a certainty that the insurance company will have to make payment? (We have assumed that the policy has been kept current, payments have been made, and the insurance company remains in business.)
A. Life insurance
B. Comprehensive car insurance
C. Medical insurance
D. Liability insurance
13. The major difference between a calculator and a computer, when performing calculations, is that a
A. calculator is faster but needs more human assistance.
B. calculator is slower and needs more human assistance.
C. computer is faster but needs more human assistance.
D. computer is slower but needs less human assistance.
14. Your _______ should furnish enough money to live on, in an emergency, for six months.
A. investments
B. savings
C. interest
D. IRA
15. Which of the following best describes term life insurance?
A. The insured is covered during his or her entire lifetime.
B. The insured pays the premium until his or her death.
C. The insured pays a premium for a specified number of years.
D. The insured can borrow or collect the cash value of the policy.
16. All insurance is based on a principle called
A. premium earnings.
B. investment premiums.
C. division of risk.
D. cash value coverage.
17. In a health insurance policy, a statement that an applicant won't be covered for a certain pre-existing condition is called a/an
A. exclusion.
B. supplement.
C. waiting period.
D. major medical coverage.
18. The coverage included in an automobile insurance policy that covers property damage is _______ insurance.
A. supplemental
B. liability
C. major medical
D. term
19. A master plan is devised for
A. emergencies.
B. investments.
C. short-term goals.
D. long-range goals.
20. A _______ is invested by managers in a diversity of stocks, bonds, and other securities.
A. series EE bond
B. promissory note
C. preferred stock
D. mutual fund
A: if you had spent the same amount of energy reading your textbook that you spent typing all that in you would know the answers and you would benefit from the experience.
no one is going to do your homework in life.
Q: I need help with my work so can someone please answer the following questions so i may compair.?
5. Ray Cupple bought a basic car costing $10,150.00, with options costing $738.00. There is a 6% sales tax in his state and a combined $50.00 license and registration fee. What was Ray's total cost?
A. $10,938.00
B. $11,541.28
C. $11,547.00
D. $11,591.28
6. The Hamilton Brush Company issued 2,500 shares of common stock worth $100,000.00 total. What is the par value of each share?
A. $25.00
B. $40.00
C. $400.00
D. $250.00
7. Which of the following is intended primarily to enhance a person's tax advantage and retirement income?
A. U.S. Savings Bond
B. Growth fund
C. Money market fund
D. IRA
8. A share of stock in the Bree Medical Supply Company is quoted at 35 1/4 . Suppose you hold 20 shares of that stock, which you bought at 31 1/2. If you sold your stock at 35 1/4, which of the following would be true?
A. You made a profit of $75.00.
B. You suffered a loss of $75.00.
C. You made a profit of $705.00.
D. You suffered a loss of $630.00.
9. What is the first step that a smart new-car buyer should take before talking to salespersons and putting a deposit on a car?
A. Shop around for a car loan.
B. Obtain car insurance.
C. Study the car market.
D. Test-drive the car.
10. Jane has a checkbook balance of $68.00. She then writes two checks, one for $5.00 and one for $62.50. She also deposits $75.00. She then uses her calculator to determine her new balance. Which of the following is the correct series of keys she should press?
A. 6 8 + 7 5 - 5 - 6 2 . 5 0
B. ON/C 6 8 - 5 - 6 2 . 5 0 + 7 5 =
C. 6 8 + 7 5 - 6 2 5 0 - 5 =
D. ON/C 6 8 + 7 5 = 5 = 6 2 . 5 0
11. The Emerson First National Bank is lending you money to buy a new car. The loan agreement will probably state that you must carry _______ insurance.
A. liability
B. collision
C. no-fault
D. medical
12. On which of the following types of policies is it a certainty that the insurance company will have to make payment? (We have assumed that the policy has been kept current, payments have been made, and the insurance company remains in business.)
A. Life insurance
B. Comprehensive car insurance
C. Medical insurance
D. Liability insurance
13. The major difference between a calculator and a computer, when performing calculations, is that a
A. calculator is faster but needs more human assistance.
B. calculator is slower and needs more human assistance.
C. computer is faster but needs more human assistance.
D. computer is slower but needs less human assistance.
14. Your _______ should furnish enough money to live on, in an emergency, for six months.
A. investments
B. savings
C. interest
D. IRA
15. Which of the following best describes term life insurance?
A. The insured is covered during his or her entire lifetime.
B. The insured pays the premium until his or her death.
C. The insured pays a premium for a specified number of years.
D. The insured can borrow or collect the cash value of the policy.
16. All insurance is based on a principle called
A. premium earnings.
B. investment premiums.
C. division of risk.
D. cash value coverage.
17. In a health insurance policy, a statement that an applicant won't be covered for a certain pre-existing condition is called a/an
A. exclusion.
B. supplement.
C. waiting period.
D. major medical coverage.
18. The coverage included in an automobile insurance policy that covers property damage is _______ insurance.
A. supplemental
B. liability
C. major medical
D. term
19. A master plan is devised for
A. emergencies.
B. investments.
C. short-term goals.
D. long-range goals.
20. A _______ is invested by managers in a diversity of stocks, bonds, and other securities.
A. series EE bond
B. promissory note
C. preferred stock
D. mutual fund
A: You are NOT asking for help. You are posting your homework assignment for us to do. This is called cheating and I won't help you. However, if you post your answers, I'll be happy to check them for you to see if they are correct. I, for one, don't believe you've even tried.
BTW: I noticed several attempts to get this done for you by putting less questions in one post. I hope people don't fall for it ... do your own work!
Q: 21st Century, mainly for the reduced rates with the same as other carriers?
21st Century Insurance Company is a quality, affordable carrier for automobile ... At 21st Century Insurance Company, we understand how complicated buying auto insurance can be....I'm thinking of switching my auto insurance from GEICO to 21st Century, mainly for the reduced rates with the same coverage. Anyone has any experience with ...for a quote go to http://www.quoteinsuranceauto.com
A: Nice commercial!
Q: What's your excuse?
Many people who experienced automobile accidents were asked to explain what happened in a few words or less on insurance or accident forms. The following quotes were taken from these forms and were eventually published in the Toronto Sun.
Coming home, I drove into the wrong house and collided with a tree I don't have.
The other car collided with mine without giving warning of its intentions.
I thought my window was down, but found out it was up when I put my hand through it.
I collided with a stationary truck coming the other way.
A truck backed through my windshield into my wife's face.
A pedestrian hit me and went under my car.
The guy was all over the road; I had to swerve a number of times before I hit him.
I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.
In my attempt to kill a fly, I drove into a telephone pole.
I had been shopping for plants all day and was on my way home. As I reached an intersection, a hedge sprang up obscurring my vision. I did not see the other car.
I had been driving my car for forty years when I fell asleep at the wheel and had an accident.
I was on my way to the doctors with rear end trouble when my universal joint gave way causing me to have an accident.
As I approached the intersection, a stop sign suddenly appeared in place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.
To avoid hitting the bumper of the car in front, I struck the pedestrian.
My car was legally parked as it backed into the other vehicle.
An invisible car came out of nowhere, struck my vehicle, and vanished.
I told the police that I was not injured, but on removing my hat, I found that I had a skull fracture.
I was sure the old fellow would never make it to the other side of the roadway when I struck him.
The pedestrian had no idea which direction to go, so I ran over him.
I saw the slow-moving, sad-faced old gentleman as he bounced off the hood of my car.
The indirect cause of this accident was a little guy in a small car with a big mouth.
I was thrown from my car as it left the road. I was later found in a ditch by some stray cat.
The telephone pole was approaching fast. I was attempting to swerve out of its path when it struck my front.
I was unable to stop in time and my car crashed into the other vehicle. The driver and passengers then left immediately for a vacation with injuries.
A: "The dog ate my license"
Those are some really winners
Q: i need help on a research paper !!!!?
i have this paper due on drivers ed and i have no idea how to get started on this , i am going to copy and paste the instructions for the paper below , if you guys could help in any way possible that would be great :)
Your Aunt Crazy has just hit the lottery and has decided to give you money to purchase a car. She has decided to give you $500.00 a month towards your purchase. This money needs to be used to purchase a car and pay for insurance (“Your Fault” is not an insurance company). You now have the opportunity to buy any car that will fit into your budget. Before you begin, you are asked to trade in any car in your family to help with your finances. Enjoy the shopping experience!!
Task
Your cover will consist of a title. You may use any title you wish. This page must also include your name, class period and date. Be creative and design a cover that is colorful and interesting.
Your second page will be the specifics of your new car. This will include all of the options and the price that were quoted by the dealer. You may add a picture of this car if you can find one.
The third page will be specifics on the vehicle that you traded in, including the price that was suggested by Kelley Blue Book or Edmunds.
The fourth page will explain the payment for your new car including the insurance that you will purchase for the car and the monthly breakdown for both payments.
The fifth page will be economy information on your car such as mileage in city and open roads. Also included on this page will be a safety rating for your trade-in vehicle and the new car that you are purchasing. You must provide two examples of cars that have the safest rating and two that have the poorest ratings. Give a brief explanation on why two cars you chose have a poor rating. Also on this page, you are to explain the "Lemon Law" and provide information on this law that protects consumers.
The sixth page will be dedicated to scams. You are to search the resources to find 4 dealer scams and 4 insurance scams that you should be aware of when purchasing a car and insurance.
The seventh and final page will consist of a detailed explanation on how to jump start your car. You can also find this information in the resources provided for you. Lastly, you must give credit for information that you borrowed from a source. Always give credit where credit is due!!
Resources
Remember to use the sites search option if you are unable to find the information that you are looking for.
Trade In Sites
HYPERLINK "http://www.edmunds.com/" Edmunds
HYPERLINK "http://www.kbb.com/" Kelley' Blue Book
HYPERLINK "http://www.nhtsa.dot.gov/" National Highway Traffic Safety Administration - Automobile Safety Ratings/Crash Tests
HYPERLINK "http://carbuyingtips.com/" Car Buying Tips - Lemon Law Information/Dealer Scams/Jump Start/Loan Spreadsheets
HYPERLINK "http://www.calcbuilder.com/cgi-bin/calcs/AUT5.cgi/aol_auto" Calculate Financing - Gives monthly payment for a car being financed
HYPERLINK "http://rd.com" Reader's Digest HYPERLINK "http://rd.com" - Safety ratings and other important car information
FAQ's - Frequently Asked Questions
1. Must I use the recommended resources to complete this assignment?
You may use any web resources that you would like to use. Just keep in mind that the sites that you choose must be within the guidelines.
2. Do I have to credit my resources?
Yes you must!! It is very important to give credit where credit is due....Make sure you copy and paste the web sites address of all sites that you use on the last page of your assignment. This includes any pictures or text that you borrowed from another source.
3. Can I use a digital camera or scanner for parts of my project?
You most certainly can!! Use anything that you want to put pictures in your project. The more creative you are, the better your grade will be.
A: Oh this is an easy one. Take the most expensive car your family owns for trade in. Look up the kelly blue book price online. This can be a jumping off point. Then go to somewhere like vehix.cm and look for the kind of car you like in a reasonable price range (like $169 a month) then go to like progressive and get a free rate quote. The hardest part is making the numbers fit, but I guess the point of the paper is to simulate real life.