low auto insurance
low auto insurance questions and answers
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Q: Which areas close to NYC have low auto insurance?
I'm 18 and I want to know which areas in NY that aren't too far from Queens have low auto insurance? Like lower crime rates, less cars, less chance for accident, y'noe things that factor into insurance.
A: You can compare how the insurance quotes would change, for example here - carinsurance.yoll.net
Q: Do you where I can locate a low auto insurance?
A: yes sure... Contact AIG insurance. They beat Gieco and Progressive auto insurance. My liability rates are $131.00 every six months. Of course I am accident and ticket free and over 40
Their customer service number is 800 241-1188.
Q: Is there anything other than defensive drivers course to lower auto insurance?
Is thereanything other than defensive drivers course to lower auto insurance?I heard something like the diver's ethic course.Since I am 25 years old will taking the drivers education course help to help my insurance lower it down in addition to drivers defensive course?Did anyone hear about the drivers ethic course?Thanks all.
A: Your credit score.
Your age.
Your sex.
Where you live.
How far you drive to work.
How many miles you drive a year.
The type of car you drive.
Your grades (If you are a student).
Your driving history. (tickets/accidents)
All of these factors determine your insurance rates. Obviously some of these you have no control over, but many of them you do.
Q: Why do women get lower Auto insurance rates?
Why do women get lower auto insurance rates I am a 23y/o male and pay the same rate as a 20 y/o female and I have a clean record. I found that it is roughly 15-20% for the opposite sex, and even women with violations can still manage to have a lower rate than men who have clean records. Is there any real reason behind this or just another way Auto insurance companies like to take our money.
A: They don't EVERYWHERE - in MA, for example, women and men pay the same for auto insurance, just like they pay the same for life insurance, even though men are more likely to die sooner. Gender basis for rates vary by states. MA prohibits having different rates based on gender.
In states that DO allow different rates based on gender, it's because they've found a corrolation between claims payout and gender - just like they charge more for 16 year old drivers, and just like they charge more for someone with 2 DUI's.
It's all about the numbers. If there wasn't a corrolation, the states' insurance departments wouldn't allow the rate difference.
Q: What is the lowest auto insurance company?
No ticket or accidents. 40 years old.
A: Trick answer:
Since you did not put any restrictions on their eligibility requirements, the least expensive auto insurance comes from the United Services Automobile Association. The trick is you had to have been in the service.
Are you a vet? If you are, you've heard of them.
Q: I got an unbelievably low quote from Response Wordwide Auto Insurance.Should I switch ?
when i add an another car All state increased my premium..now i am looking for an insurance and i got a good quote from 2 companies (esurance and response insurance).which one is better and reliable?
A: I'd say go for the best deal you get, because when it comes to the crunch you have the same rights by law, regardless of who you are with. However you should Check with your state's insurance department to see if who you choose to go with are licensed to do business.
Try filling a form here http://gsx1.com/InsuranceComparison.html
it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
Q: i need to find dirt cheap florida auto insurance with low down payment?
A: queenb1779, There are tons of places where you can get an online quote. http://www.autoadviceonline.com/Auto-Insurance-Quote.html It only takes a few minutes to do.
Q: Auto insurance adjuster -the assessment is too low - what do I do now?
I was in a crash where I was rear-ended last week. The car behind me was held responsible, their insurance will pay. But - I was told by their insurance, which is AllState, to take my car in to an AllState adjuster's office to have it looked at. The car is dangerous to drive, one whole light assembly is broken at the back, but I did drive it to his office. Then the adjuster told me the damage would cost $1500 to mend, and gave me a written sheet with details on it. He told me to give this to any auto body repair shop of my choice. I had already got one quote from an auto shop - they said $2500. What should I do? I am worried that the quote is really low from the adjuster, and no body shop would do the work for that little. Should I do as the adjuster wanted, and give his quote sheet to another autobody shop, and get them to quote based on that - or should I not mention the adjuster's quote, and get more quotes without it?I just have this instinct that AllState are trying to rip me off!
A: Directly from Allstate.com:
What happens if my repair shop find additional damage?
If you have selected a Sterling Autobody Center™ or Priority Repair Option (PRO) shop to repair your vehicle, additional damages discovered during the repair process will be handled directly with Allstate. If you’ve chosen not to use a Sterling Autobody Center™ or PRO shop, your repair shop should contact the claim representative who wrote the original repair estimate so additional damage can be taken care of. If, however, the shop contacts you directly, please call your Allstate claim representative about additional damages and costs.
On a personal note, I was in an accident with someone who had Allstate. I took my vehicle to the drive in Allstate center in my area & they estimated $450 - even though the real cost was around $1500. I think they do this because a percentage of people just cash the check & don't get anything fixed. But, in my case, I took it to the shop & they negotiated with Allstate and ended up paying $1500. So, just take it to the shop & they will take care of it for you.
Take Care,
Ron @ InsureMe
Auto Quotes: http://www.insureme.com/landing.aspx?Refby=614996&Type=auto
Q: Would Universal Health Care make auto insurance cheaper?
Seeing as how such a huge portion of auto insurance costs go into medical care for accident injuries, would having UHC lower auto insurance premiums?
A: Probably, because under the current administration, you'll be required to drive some small, electric, environmentally friendly, piece of junk, that if you do crash you probably wont get hurt too bad.
Q: How to lower auto insurance rates after a car crash?
A: Either: Change companies to one that has a lower rate (don't do this too often because if you have another accident without any hsistory with the new company, they may drop you) or increase your deductible to decrease your rate.
Q: Is the cost of auto insurance lower in Richmond, VA than in Wellington, FL?
I'll be moving from Florida to Virginia for school. Also, what insurance policy would be best to purchase?
A: Lately parenting forums have been buzzing with parents looking for ideas how to keep their teenagers from spending a lot of time on the computer and Internet. It seemsthat teenagersthese days are hooked on the computer just as they were hooked on watching television just a decade ago. In my travels through cyberspace, I have noticed an increasing number of websites and blogs discussingaccident and your car caused the damage, then the liability piece of your car insurance will cover the damages according to the terms of your policy.
Q: What 3 states have the lowest auto insurance rates and is that states' driver's license required?
A: NY, Cali, NJ . you have to reside in the state you are being insured in
Q: Where can I get low cost limosine auto insurance.?
Just started a limo business and was not aware how expensive commercial auto insurance is.
A: I'm in the biz. Call Carolina Casualty.
Good luck and have fun.
Q: Low Rate Auto Insurance, Help PLZ?
I just bought a car today Ford Explorer 2001, high mileage.
I never been insured before, do you know which is a best insurance company with lowest rate for someone doesn't have good income.
in live in California Bay Area.
Thanks
A: For auto insurance the easiest method to get a low quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an fast quote to compare against others. Use the same zip code, auto make/model, mileage and driving history to make sure you get accurate comparison. To get mulitple auto insurance quotes, go to http://www.easyautoinsuranceguide.com/California-Car-Insurance.html and you can compare the major auto insurance companies.
Q: How do you lower auto insurance rates?
A: Drive as safely as possible and take steps to remove any possible violations.
Bundle your coverage so that you buy both auto and homeowners from the same carrier.
Buy only the minimum liability limits according to your state's laws.
Don't pick up comprehensive/collision coverage.
Have a good credit score.
Limit the number of miles you drive per year and make sure your agent knows that.