auto insurance quotes
auto insurance quotes questions and answers
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Q: Online Auto Insurance Quotes, are they really safe and accurate?
I know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.
A: Hello Beth,
In order to receive an accurate quote for auto insurance personal information such as address, date of birth, drivers license number, and social security number are required. This is exactly the information identity thieves need to destroy your financial credibility. Another concern is unwanted solicitors contacting you. It is completely unnecessary to receive an accurate quote for your car insurance by submitting this information online. It does indeed make perfect sense to make contact with an insurance agent in person or on the telephone.
When contacting an agent in person or on the phone be sure and ask a few questions of your own, such as, how long they have been in business, and how will they safeguard your personal information. If you don't like the answers say thanks and hang up. If your reasonably confident with the person your speaking to then proceed. Another benefit of speaking with a "live" agent is your ability to ask questions and receive professional advice.
Q: Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate.
I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.
Tried Mercury Insurance. They did not offer sufficient liability coverage for me to consider. The max they offered was 100/300/100. I currently have 250/500/100.
A: Try netquote.com. They give you several quotes from different companies.
Q: Free Auto Insurance Quotes At What Website?
I have been looking for a site that gives Free Auto Insurance Quotes, everywhere I have found wants to charge me or run my credit. Can anyone help me? All I want is a Free Auto Insurance Quote is that to hard to find?
A: Get a Free Auto Insurance Quote in 1 minute from a top referred good local company.
A good car insurance company needs to be local, so if you ever have any problems you can stop by the office immediately. Plus dealing with someone face to face is always better business. How can a customer service rep that is hundreds of miles away know exactly what you are needing where you are?
You need to be able to communicate with your insurance agent, build a relationship with them, because you plan on staying with them for a long time. Remember their service that you are paying for is to PROTECT YOU & YOUR FAMILY.
In most cases "the average person" spends hours looking for an insurance company, you want to make sure you are choosing the best options for you and your family. So you can't blame "the average person" for making this mistake, I call it a mistake because there are better options, than spending hours on something that can be done in minutes.
I have found a site http://www.CarInsuranceQuotesCheap.com that gives you top referred local insurance providers, and their quotes in 1 minute. All you have to do is enter in your state, then your zip code and follow the instructions. It's that simple, nothing else to it.
Then you decide from those insurance companies, who is going to protect you and your family and get your business. Now deciding what insurance company to choose from is easy, all of the top referred local companies are right in front of you.
I would then contact the referred insurance agents by phone, about the possible insurance policy just quoted. Make sure you ask about any possible discounts that might apply to you, some insurance companies give discounts for parking your car in the garage. You will never know unless you ask so ask, because a lot of little money saved can add up.
Make sure you check out http://www.CarInsuranceQuotesCheap.com you will be alright.
What is the worst that can happen, you find a good car insurance company, with a good rate, and a local agent in as little as 1 minute.
Be safe and take care.
Q: Impact of Auto Insurance Quotes on Credit History?
I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.
A: Although insurance companies do use credit scoring to determine your rates, the "hit" is a soft hit, not a hard hit, so it won't affect your credit score at ALL. It's NOT like a credit card application.
Q: CA auto insurance quotes. Is there a site to get info without giving them my personal info?
I just want basic information on auto insruance rates without giving them all my personal details so that I can get all that junk mail, phone calls at dinner, etc. Can I get that anywhere?
Of course I know I have to enter basic info, but they don't need my exac address, my phone number, my DL#, etc.
Also, does anyone know at what point do you have to add your teenager to your policy? The DMV says it's when they're actually getting their license, but my insurer has sent papers to specifically exclude my daughter who is currently working on getting her license. If they won't add a permitted driver (non-licensed driver) how can we let her drive and learn if she's specifically excluded from having insurance?
What are these first 2 answers, spam? So much for real help or what?
Looks like my question is a spam magnet...
A: Farmers.com....
You CAN add your daughter even with her permit with Farmer's ins. I don't know about other companies though.... you just have to get them a copy of her DL when she gets it. Good luck
Q: Florida Auto Insurance Quotes Online, are they really safe?
Florida residents do you really think entering all your valuable personal information online for an auto insurance quote is really the safe way to obtain auto insurance?
A local personalized auto insurance agent who you can pick up the phone and call or stop by their office sounds so much safer and personal.
A: I am a resident of Miami Florida and I can tell you first hand to be very careful entering any private information online. I have recently had my Identity stolen from entering my personal information which had to include my social security number for a free online auto insurance quote. Never again will I so easily be swayed to enter my personal information into the world wide web for all to see. My thoughts, there are people who can hack into anywhere online, do yourself a favor and try to limit the information you submit onto the web.
I now currently have my florida auto insurance with Florida Auto Plus Insurance out of Miami Florida 1-877-WIZ-AUTO
They have been awarded Top Auto Insurance Agency in Florida.
Check them out at http://www.FloridaAutoPlusInsurance.com
Beth do yourself a favor and which ever company you choose to purchase your Florida Auto Insurance from just be sure you speak with a knowledgable auto agent who can fully assist you in purchasing only the insurance that fits your individual needs.
Q: Calling local insurance agencies for auto insurance quotes?
Is it a long process?
What i meant was, does it take long to get an actual quote?
A: if it is for home or auto they can do it immediately. if you are looking for something business wise it can take up to a week
Q: How accurate are online auto insurance quotes?
I think the heading says it all..
A: I have gotten all my insurance on line for past 5 yrs, and all quotes were right on. Only time they might not be is if u don't disclose all of your violations. Stay with a major carrier thou, ie progressive or gieko.
Q: How do I get auto insurance quotes?
A: You can find the list of local auto insurance agents by searching for them using local.google.com. You can search for auto insurance agents near your zip code, and you will get a lot of results. All you have to do is give them your details and they will get back to you with the best quote.
You can even check your quotes online at national auto insurance companies like
State farm - Statefarm.com
Geico - Geico.com
Nationwide insurance - Nationwide.com
American family insurance - amfam.com
etc.
But if you don't have enough driving history, you will probably not receive any quotes online. So I would suggest you contact them directly by calling them.
And a suggestion, The rates vary dramatically from provider to provider. So, don't buy insurance without exploring all options
Q: Online Auto Insurance Quotes, Are they really Secure?
Look anywhere on the net and you will see an advertisement for a free online auto insurance quote.
For you to actually receive a accurate auto insurance quote online you must first submit all your personal information including your social security number. Can this really be the safe way to shop for auto insurance?
A: Stick with the major carriers websites. Avoid web sites not associated with a major carrier that offer comparative quotes. The quotes you receive will be estimates and the result will be that the policy will not be issued at the price that was quoted.
You might also look to be sure you are on a secured site. look for "https" in the URL.
P.S. Are you secure in your knowledge of the appropriate coverage. Lots more to auto insurance than price.
Q: Do Auto Insurance Quotes Affect Your Credit Score?
If I apply for a ton of different car quotes will it hurt my credit?
A: The general rule of thumb is that if you don’t provide a Social Security Number there is no way to tie the request directly to you. It’s rare that you will encounter an auto-insurance company that requires an SSN for a quote.
In the case that an auto-insurance company requires an SSN my advice would be to steer clear. There are literally hundreds of auto-insurance companies begging for your business, each of which usually offer free online auto insurance quotes.
Bottom line is, don’t be afraid to be quoted as many times as you’d like. In fact, I suggest being quoted by at least 10 different companies. I took the time to do this and in the end I ended up saving a few hundred dollars per year. Anyway I hope that helps, just search for auto insurance quotes in Google and you will be inundated with free offers Here’s a free quote you can get from my current provider to get you started: http://www.rsrvr.com/auto-insurance-quote/
Q: Can getting on-line auto insurance quotes adversely affect one's credit history?
Since insurance companies do pull one's credit history.
Thanks.
GG_007
A: Some insurance companies pull credit reports, some don't. Some who do only pull it during the purchase process, not the quote process.
Typically, credit inquiries by insurance companies are considered "soft" inquiries and do not affect credit scores.
Therefore, it's not something to be concerned about.
Q: Where to get Cheap Auto Insurance Quotes Online?
Looking for good sites to shop for car insurance..
A: This is a great site for car insurance quotes
http://webexpresslane.com/insurancecom.html
They turn up good quotes pretty consistently.
Q: Does it hurt my credit score when I ask for quotes for auto insurance?
I just turned 25 and I'm tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What's the best way to go about getting quotes?
A: If you are only getting a quote for insurance , then no it does not have a effect your credit score. The only time your credit score is affected is each time a credit check is done, plus, any business that wants to do a credit check is required by federal law to ask for your permission and they must have your social security number in order to get the results on the right person. A friendly tip on insurance quotes, shop at the "one company" insurance agencies like state farm, allstate, nationwide, etc. stay away from independent insurance agents.
Gillian G. and Silverstang ...........YES, each time a inquiry is done on your credit. YOU LOOSE POINTS ON YOUR BEACON SCORE.
Q: Online Auto Insurance Quotes?
Where can I get Consumer’s Guide to Online Auto Insurance Quotes?
A: If you are looking for Online Auto Insurance Quotes make sure that when obtaining online auto insurance quotes, you keep quality in mind. Many consumers will look for chap online auto insurance quotes and forget about the quality of a company. For a total Consumer’s Guide visit the below link:
http://9autoinsurance.com